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Current Issue: Jul/Aug 2016
In the past, the transition to retirement has been viewed solely as an economic event. As a result, the focus of retirement planning has primarily been on building a nest egg. In The Late-Start Investor, author John Wasik recommends discarding this obsolete view in favor of a “flexible life plan that provides for financial, vocational, physical, emotional, and spiritual needs.
by J.J. Sessions
Much has been said and written of late about an article by Neal Gabler that appears in The Atlantic Magazine entitled The Secret Shame of Middle-Class Americans. The article addresses the Federal Reserve Board’s study monitoring the financial and economic status of American consumers. What has captured the most attention specifically is the fact that 47% of the study’s respondents said they couldn’t come up with $400 for an emergency from their own savings.
by Matthew Sivertsen
A recent article in the Washington Post by financial columnist, blogger and equities analyst Barry Ritholtz advised investment clients to “say ‘yes’ to the financial advisor who will tell you ‘no.’” His article points out the daily dilemma that all financial advisors face: should we do what a client wants, even when we know it is not in our client’s best interest? The answer, obviously, is no. However, it is easy to understand why the question needs to be asked in the first place.
Imagine a situation in which some or all of the following circumstances were to happen to you. Marlene, the matriarch of a family, is a youthful widow who is active, fiercely independent, and living on her own. Her adult daughter and son are both married and busy with their own broods, but the three all manage to stay in touch with one another despite their busy lives. Suddenly, however, this close-knit family finds itself facing adversity.