Aequus Newsletter
Mar/Apr 2008
You May Love Each Other, But Should You Invest Together?
It’s one of the most important questions a couple will face in their relationship but it rarely gets asked until a relationship is well underway – should we pool or separate our money for investment? The answer is as unique as the individuals involved. But there are some critical facts and some questions to consider as you develop a lifetime financial strategy.
It’s Time To Start Thinking About The Estate Tax Again
Back in 2001, the Economic Growth and Tax Relief Reconciliation Act triggered a gradual increase in the dollar threshold of estates subject to the estate tax. In tax years 2007 and 2008, estates valued at more than $2 million may be taxed as much as 45 percent, while in 2009, the threshold will increase to $3.5 million. The year after that, the tax will be repealed for a year.
Invest In A Smart Health Savings Account
Last year, new provisions went into effect on Health Savings Accounts (HSAs) that not only give individuals a better nest egg for serious health situations, but a nest egg that can serve them in other ways as well. Now that the rules allow people to contribute more than their deductible, you can start to use HSAs for greater long-term savings.
When Recession Fears Surface, Check Your Plan - Or Make One
When worldwide stock market worries surface, it’s easy to get scared. It’s particularly easy when we’ve had such major market calamities as the U.S. mortgage debacle and the lingering disarray in the banking and investment industries. But sudden action is usually a mistake.