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Are you fearful of making an expensive mistake on your taxes?

Will your estate be devastated by taxes?

Do you know where your money goes?

Having trouble deciding when to buy or sell investments?

What does retirement mean to you?

Do losses keep you awake at night?

How much is enough?

Is your asset mix right for you?

Do you have a strategy?

Should you keep the house?

Have your investment goals changed over time?

Will your family be OK?

How do you get a fair settlement?

Are you invested for retirement?

Making the same investment mistakes over and over?

How can you minimize your taxes?

What keeps you up at night?

Tempted to make investments that aren’t part of your “plan?”

Do you have to give up your pension?

Are your documents in order?

Are you ready for retirement?

What would you do if you had more free time?

Do you have a fear of being audited?

What do you value most in life?

What have you always wanted to do?

Why is asset allocation so critical?

How would you define “risk?”

When are you happiest?

Which of your current responsibilities would you like to give up?

If you had more money what would you do?

Unsure about your rate of return?

How much risk should you take?

Are your emotions affecting your investment decisions?

Are you prepared for disaster?

When is the best time to sell an investment?

Going through a difficult transition in your life?

Worried you’ll outlive your money?

Having trouble setting goals?

Are you missing the big picture?

February 07, 2012

Schwab Bond Insights: The Transparent Fed

by Kathy A. Jones Vice President, Fixed Income Strategist, Schwab Center for Financial Research and Rob Williams, Director of Income Planning, Schwab Center for Financial Research

Last week, the Fed unveiled a new communications strategy. They provided forecasts for growth, inflation and interest rates for the next several years. The negative bias in the rate forecasts surprised bond markets. They point to the likelihood, given current information, that the Fed will keep short-term interest rates at zero until the end of 2014 due to expectations of slow growth and subdued inflation. One view on these forecasts is that it’s too difficult to forecast so far into the future and that the Fed might be wrong and be forced to reverse course. Another view (ours, for the record) is that increased transparency is good, a positive in an open market.

Link: http://www.schwab.com/public/schwab/resource_center/expert_insight/investing_strategies/bonds/schwab_bond_insights_the_transparent_fed.html