Art

Are your documents in order?

Which of your current responsibilities would you like to give up?

How much is enough?

When is the best time to sell an investment?

Will your family be OK?

Having trouble setting goals?

Do losses keep you awake at night?

Should you keep the house?

Are you fearful of making an expensive mistake on your taxes?

Are you invested for retirement?

If you had more money what would you do?

What do you value most in life?

Tempted to make investments that aren’t part of your “plan?”

Going through a difficult transition in your life?

What does retirement mean to you?

How much risk should you take?

Do you know where your money goes?

Do you have a fear of being audited?

Do you have to give up your pension?

Having trouble deciding when to buy or sell investments?

Have your investment goals changed over time?

How would you define “risk?”

Will your estate be devastated by taxes?

Are you ready for retirement?

What have you always wanted to do?

What keeps you up at night?

Do you have a strategy?

What would you do if you had more free time?

How do you get a fair settlement?

Are you prepared for disaster?

Are your emotions affecting your investment decisions?

Is your asset mix right for you?

Are you missing the big picture?

How can you minimize your taxes?

Making the same investment mistakes over and over?

Worried you’ll outlive your money?

Unsure about your rate of return?

When are you happiest?

Why is asset allocation so critical?

September 14, 2011

The End of the Line: Eurozone Crisis Hits Tipping Point

by LizAnn Sonders and Michelle Gibley

The inevitability of the eurozone crisis was foreshadowed by the late, great economist Milton Friedman. At the time of the euro’s debut in early 1999, Friedman expressed concern that it would not survive the first major European economic recession or crisis. Prescient thinking.

Euro 101

The primary motivation for the creation of the euro was less economic than political. The goal was an integrated Europe that could more effectively compete with (and/or rival) the United States. The hope was that a single currency would also force economic restructuring in the more-wayward peripheral countries, requiring them to abide by the Maastricht Treaty rules that govern member countries’ budget policies.

Things didn’t work out as planned…

Key points

  * The growing likelihood of debt default by Greece rocks markets and sentiment.
  * Although the banking system is healthier today than it was in 2008, contagion risks are elevated.
  * The grand experiment of a unified currency in Europe is facing its greatest test yet.

 

 

 

 

 

 

 

 

Link: https://www.schwab.com/public/schwab/research_strategies/market_insight/todays_market/sonders/sonders_091211.html